Dental Insurance Quote, Looking for a additional dental plan
So I do get dental insurance though my job but it is very limited in it’s coverages. I only get one crown a year but I need three. So unless I get one a year it is not very helpful. I am looking for an additional dental insurance or plan that will help me with the other two remaining crowns that I need. Whatever I get I do not want it to have any waiting periods or I could just wait anyway so there is not point in that type of plan.  If it helps I live in MO
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Wednesday, Jul. 14th 2010 3:40 PM at 3:40 pm
May I suggest that you look into getting a dental discount plan. Discount plans have no waiting periods and you can get the discount saving for your crowns with no max limitations.
Tuesday, Jul. 20th 2010 3:00 PM at 3:00 pm
Well since you have current dental insurance and are seeing a dentist under that plan you would need to find out if your current dentist takes any other insurance plans that you could buy that they would be willing to combine.
Finding out that first will save you tons of time looking at all the different plans on line. Whats the point if you get stopped at the dental office.
Tuesday, Jul. 20th 2010 3:07 PM at 3:07 pm
You will want to stay away from another PPO dental plan since you will only have to deal with waiting periods and dollar max limits.
That only leaves you with an HMO dental insurance plan or a dental discount plan. Which will only work if the dentist you are going to is a provider of any those types of dental plans. Talk to your dental office and see what they can suggest for you to do.